Buying a
House

Do you need more space
for the children...
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Need more
money

To pay for university fees,
do those renovations
go on holiday or
make an investment...


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Want to save
more money

Looking to reduce monthly
expenses...

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SWITCHING COSTS
Bond Amount R *
Term (years)
Current Interest Rate % *
Current Payment R
New Interest Rate % *
Number of Payments Made to Date (months) *
New Payment R *
Bond Registration Costs R
Bank Penalties R
Switching Costs R
Break Even Duration (Months)      
Full Term Benefit R
* Refers to Personal Debt Management/ can be altered